Myos offers merchants a radically new form of fast and easy working capital financing: Focused on trading goods, AI- and data-driven, without annuities or personal guarantees.
> 40 Mio.
Trading volume financed
Growth financing from Berlin
Developed by merchants and for merchants
Berlin-based Myos is building the first global product-based working capital provider. The idea came out of the personal working capital needs of a group of online merchants - and the frustration with existing financing options. Founded 2018 in Berlin, the company breaks new ground with its disruptive, AI-enabled risk scoring model. By leveraging the transparency and availability of data on e-commerce platforms, Myos evaluates credit risk based on sales potential of trading products. The financing is fast, risk-free and super flexible - without annuities, personal guarantees or impact on credit scores.
Redefining financing for merchants and deviating from traditional banking standards is only possible with reliable, experienced partners. We're working together to help merchants grow digitally and easily.
Our banking partners
Raisin Bank was founded in 1973 and has its headquarters in Frankfurt am Main. Raisin Bank holds a German banking licence, is subject to the German Deposit Protection Act (EinSiG) and is supervised by the Federal Financial Supervisory Authority (BaFin).
The Munich-based Deutsche Handelsbank AG uses debt capital, factoring solutions and strategic know-how to support and promote the growth of young, digital pioneers in trade and technology. It transfers classic financing methods into the new business world, thus providing a complementary solution to the capital increase or venture debt and shaping the digital change.